By Jerry M
This is an entry in our non-fiction writing contest
We have all heard the word “ frugal” , we know it means to be sparing , thrifty or economical , especially in our habits of buying or spending. If one is trying to live a self-reliant lifestyle, being frugal in many different areas will pay great dividends to you .
Being in debt financially is akin to being a slave to whomever you owe money to . Many folks have a tough time deciding the difference between a want and a need and the result is often unwanted debt . The use of a credit card is so easy and the interest charged...
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